divviTitle Service Terms

Version 1.0 · Effective September 9, 2026 · Utah, USA

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This agreement applies to the divviTitle product and is read together with divvi's general Terms of Use and Privacy Policy. Where this agreement and the Terms of Use differ about the divviTitle product, this agreement controls.

1. What you are buying

divviTitle is a title report on your home, and, later in your case, the preparation and recording of the deed that changes ownership of that home after your divorce is final. One flat fee of $500 covers both the report and the later deed work, and you are charged only once.

A title report confirms who legally owns the property and surfaces what is recorded against it — mortgages, HELOCs, judgments, liens, and similar encumbrances — so that you and your spouse can divide the home from an accurate picture of it.

2. Who actually does the work

The title report, the deed, and the recording are performed by an independent title company, Ohana Title — not by divvi. divvi is not a title company and not an escrow company. divvi collects your flat fee, orders the work from the title company, and passes the information between you; the professional title work itself is the title company's.

The whole $500 is remitted to the title company. divvi keeps none of it.

The title company performs its work under its own terms, which it provides to you directly. Those terms govern the title work itself; this agreement governs your relationship with divvi.

3. What this is NOT

A title report is not title insurance. It is a search of the public record as it stands on the date of the search. It is not a policy, it does not insure you against anything, and it is not a guarantee of clear title. Whether to buy an owner's or lender's title insurance policy is a separate decision you make with the title company or a lender.

This is not legal advice, and divvi is not a law firm. divvi does not represent you and gives no legal advice about title, ownership, or your property. Whether a particular lien or claim affects your rights, and what to do about it, are questions for a licensed Utah attorney.

This is not financial, tax, mortgage or real-estate advice. What your home is worth, whether you can refinance it, and what any of it does to your taxes are decisions and determinations made by other people.

4. What divvi will do

• Collect your flat fee and order the title report from the title company.
• Deliver the title report to you when the title company completes it.
• Later in your case, order the deed preparation and recording that the same flat fee covers, using the disposition of the home recorded in your case.
• Pass your information to the title company only as needed to perform the work you ordered, under divvi's Privacy Policy.

5. What divvi will not do

• Perform the title search, issue the report, or record the deed itself — the title company does that.
• Advise you on what a lien or claim means for your case, or whether title is clear.
• Guarantee the condition of title, or that any particular result will follow from the report.
• Sell you title insurance, or tell you whether to buy it.

6. Fees

The fee is $500, flat, charged once, covering both the title report and the later deed preparation and recording. There is no separate charge for the deed work when you have paid for the report. The fee is remitted in full to the title company that performs the work.

7. Utah regulation

divvi's arrangement with the title company is subject to Utah's title and escrow rules, including Utah Admin. Code R592-6 governing inducements in the title and escrow industry. divvi keeps no portion of the fee and receives nothing of value from the title company in exchange for referring your work to it.