Certified Divorce Financial Analyst Session — Terms and Data Sharing

These terms govern the standalone Certified Divorce Financial Analyst review offered on the uncontested track.

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1. What you are buying

A review of your financial picture with a Certified Divorce Financial Analyst, for one flat fee of $1,000, however long it takes. A review usually takes about two hours; if yours needs more, there is no additional charge.

You book the first meeting. You may meet the analyst:

• together;
• separately, each booking your own first meeting; or
• one of you alone.

If more time would help, the analyst schedules the follow-up with you directly.

Either of you may pay. One payment covers the case.

If you later choose divvi Mediate Pro, which includes a review with the analyst, the $1,000 you paid is credited in full against Pro's price.

2. Payment, rescheduling and refunds

The $1,000 is non-refundable once paid. You may reschedule a booked meeting at no charge up to 24 hours before it starts. A meeting cancelled or missed within 24 hours of its start counts as held.

3. Who the CDFA is

The analyst is an independent professional, not a divvi employee.

4. Who the CDFA works for

The analyst works for both of you, including in a meeting one of you attends alone. The analyst does not represent either of you, does not advocate for either of you, and does not decide anything.

5. What the CDFA does

The analyst reviews the financial information you have given divvi, meets with you, and helps you understand your marital estate and the financial consequences of the options you are considering — for example, whether a division is even after tax, whether one of you can afford to keep the home, how retirement accounts are divided, and tax questions such as filing status and who claims the children.

The analyst does not give legal advice, does not prepare court documents, and does not tell either of you what to agree to.

6. What the CDFA sees

By booking, you agree that the analyst sees the financial information both of you have entered on your case — income, assets, debts, the home, retirement accounts, any business and monthly expenses — whether the session is joint or one of you meets the analyst alone.

7. What the CDFA writes, and who reads it

The analyst keeps two kinds of notes:

• Shared notes — both of you can read them on your dashboard.
• Private notes — read only by the analyst, by divvi staff, and by a divvi mediator if your case later goes to mediation. Neither of you sees them.

A note is the analyst's own view. It is never written into your agreement or your court documents.

8. When this session is not the right tool

If either of you suspects hidden assets, if either of you will not disclose financial information, or if the case needs forensic accounting, this session is not a substitute. divvi will tell you so and suggest you consult an attorney or a forensic accountant.